When you create a character you do not start off at skill level 10 for melee and distance, you start off with 12 and 22.50% to go (my character did without any loyalty) So, you cannot create a new character with melee 10 and distance 10. However, what I noticed is when you walk through the vocations if you pick Sorcerer it doesn't up your skills, it remains the same at least in my case this happened on 2 character tests. If you walk through the other vocations it adjusts your skills. Now, I did end up rooking myself but I noticed the lowest you can go in Dawnport is when you have 9 experience and I believe melee and distance 10 with 36% to go. When your level 1 with 9 experience, it says "You lost 0 experience and 0.00% of all your skills."